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What it means to be an Accredited Investor with Citi
Services available to an Accredited Investor
Diversified
wealth
opportunities
Access to a more comprehensive
range of financial products
and services available only to Accredited Investors
Access to a
team of wealth
experts
Connect with an experienced
Relationship Manager and a team
of wealth experts who will
partner you to achieve
your wealth goals
WIDE
RANGE OF
INVESTMENTS
Trade in Bonds, Structured
Notes and restricted Investment
Funds without the minimum
S$200k per transaction
requirement
Accredited Investors are assumed to be better informed, and better able to access resources to protect their own interests and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. When the bank deals with Accredited Investors, Citibank is exempt from complying with certain requirements under the Financial Advisers Act, 2001 (“FAA”) of Singapore and the Securities and Futures Act, 2001 of Singapore, and related regulations, notices and guidelines that are meant to provide regulatory safeguards to retail clients. This includes, but is not limited to, a number of business conduct requirements such as Disclosure of Product Information (Section 34 of FAA), Reasonable Basis for Investment Recommendation (Section 36 of FAA), and Disclosure of Certain Interests in Securities (Section 45 of FAA), and which sections client cannot rely upon in relation to any civil claim against Citibank or a Citigroup company. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor.
As an Accredited Investor, client is responsible for any and all suitability and reasonableness decisions on investments, including any advice on product suitability received from Citibank. Learn more about the effect of being treated as an Accredited Investor at www.citibank.com.sg/AccdInv > Schedule 2.
Who qualifies as an Accredited Investor*?
An Accredited Investor is an individual who meets the requirements set out under the Securities and Futures Act, 2001 of Singapore and opts in to be treated as an Accredited Investor by the bank. To qualify, the individual will need to fulfil one of the following criteria below:
- Net personal assets exceeding S$2 million in value (or its equivalent in a foreign currency). Applies to combined assets of all account holders if it is a joint account; or
- Financial assets (net of any related liabilities) exceeding S$1 million in value (or its equivalent in a foreign currency). Applies to combined assets of all account holders if it is a joint account; or
- An income in the preceding 12 months of not less than S$300,000 (or its equivalent in a foreign currency). Applies to primary account holder.
*Subject to meeting Accredited Investor eligibility criteria. Visit www.citibank.com.sg/AccdInv for details on eligibility criteria and for more information about opting in as an Accredited Investor.
How does one opt in as an Accredited Investor with Citi?
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For Singapore Clients
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For International Personal Bank Clients
Existing Customers
If you are an existing Citigold or Citigold Private Client customer, please reach out to your Relationship Manager who will guide you on the Accredited Investor opt-in process.
Not banking with us yet?
Start your wealth relationship with us and enjoy exclusive welcome rewards.
Your dedicated Relationship Manager will guide you on the Accredited Investor opt-in process.
Existing Customers
If you are an existing Citigold or Citigold Private Client customer, please reach out to your Relationship Manager who will guide you on the Accredited Investor opt-in process.
Not banking with us yet?
Start your wealth relationship with us and enjoy exclusive welcome rewards.
Your dedicated Relationship Manager will guide you on the Accredited Investor opt-in process.
Promotions available to Accredited Investors
Get preferential rates on your Time Deposit as an Accredited Investor with Citi. T&Cs apply.
Receive cash rewards of up to S$72,000* when you deposit fresh funds and/or transfer in investment assets between 1 July and 31 August 2025. *T&Cs apply.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Disclaimers
The contents in this webpage do not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such contents or make such an offer or solicitation.
The information provided on this website does not constitute the marketing or offering of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, The Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Citibank full disclaimers, terms and conditions apply to individual products and banking services.
Citibank is currently located at 3 Changi Business Park Crescent, Singapore 486026.
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